22435 Cardiff Drive
Saugus, CA, 91350
$1,125,000
MLS: SR26020068
Beds
3
Baths
3
Sq Ft
2,022
Lot
0.23 ac
Year Built
1988
MLS #
SR26020068
Days on Market
66
Listed
Jan 28, 2026
Description
Very Motivated seller with over $130,000 in price cuts! Make an offer on this gorgeous home before it's gone! Set on one of the largest lots in the coveted Circle J Ranch community, this exceptional home offers over 10,000 sq ft of space designed for unforgettable entertaining and comfortable everyday living. The resort-style backyard is a true showstopper, featuring a sparkling pool with a new energy-efficient pump, waterfall, updated tile, and PebbleTec finish, plus a versatile pool house perfect for a gym, game room, or potential future ADU. A private basketball court, flourishing fruit and vegetable garden, no rear neighbors, new vinyl fencing, and a large side yard with storage shed gives plenty of room to park toys and more. Inside, the open-concept family room and kitchen invite connection with a cozy fireplace, oversized island, dual sinks, recessed lighting, and included appliances—refrigerator, washer, dryer, and even the pool table convey. The expanded primary suite offers dual walk-in closets, room for a sitting area or office, a private ensuite bath, and its own balcony overlooking the backyard. Additional highlights include paid-off solar, newer flooring and paint, ceiling fans throughout, smart home features, and generator-ready capabilities. With no HOA and no Mello Roos, this one-of-a-kind property blends energy efficiency, modern upgrades, and incredible outdoor amenities into a lifestyle opportunity you don’t want to miss.
Location
Saugus, Los Angeles County, CA 91350
Open on Google Maps ↗Listed by: Errin Rust · Keller Williams Luxury
Payment estimate
$8,115
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $112,500 · Loan: $1,012,500
- Principal & Interest
- $6,221
- Property tax (1.25%)
- $1,172
- Homeowners insurance
- $300
- Mortgage insurance
- $422
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Saugus home with as little as 3.5% down using an FHA loan — roughly $39,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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