Under ContractSingleFamilyResidence

22464 Smiley Court

Saugus, CA, 91350

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$785,000

MLS: SR26070412

Beds

3

Baths

2

Sq Ft

1,608

Lot

0.16 ac

Year Built

1984

MLS #

SR26070412

Days on Market

2

Listed

Apr 2, 2026

Description

Welcome to 22464 Smiley Court — the cheerful yellow home that truly lives up to its address.Tucked away on a quiet cul-de-sac in one of Saugus’ most sought-after neighborhoods, this beautifully updated 3-bedroom, 2-bathroom SINGLE STORY home offers 1,608 square feet of comfortable, stylish living. From the moment you step inside, you’ll appreciate the spacious layout and thoughtfully upgraded kitchen, featuring abundant cabinetry and modern finishes—perfect for both everyday living and entertaining. Both bathrooms have been tastefully remodeled with a clean, contemporary design, creating a move-in-ready experience throughout the home. Step outside to a spacious back patio where you can unwind while taking in serene mountain views—your own private escape with no grass to maintain, making outdoor living effortless and low maintenance. No HOA or Mello Roos! Whether you’re hosting, relaxing, or simply enjoying the peaceful surroundings, this bright and inviting home delivers the ideal blend of comfort, style, and location.

Location

Saugus, Los Angeles County, CA 91350

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Listed by: Archie Mendoza · Equity Union

Payment estimate

$5,753

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $78,500 · Loan: $706,500

%
Principal & Interest
$4,341
Property tax (1.25%)
$818
Homeowners insurance
$300
Mortgage insurance
$294
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Saugus home with as little as 3.5% down using an FHA loan — roughly $27,475 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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