22520 Fargo Way
Tehachapi, CA, 93561
$799,000
MLS: 26000143
Beds
4
Baths
3
Sq Ft
2,613
Lot
3.14 ac
Year Built
2026
MLS #
26000143
Days on Market
42
Listed
May 2, 2026
Description
Welcome to your brand new dream home in the Bear Valley community of Tehachapi! This stunning brand-new construction boasts 2,613 square feet of thoughtfully designed living space, featuring four spacious bedrooms and 2.5 modern bathrooms. Nestled on a generous 3.14 acres of horse property, this home offers the perfect blend of comfort, luxury, and outdoor enjoyment. The open-concept floor plan seamlessly connects the living, dining, and kitchen areas, ideal for entertaining family and friends. Large windows throughout fill the space with natural light, highlighting the high-quality finishes and contemporary design. The well-appointed kitchen is a chef's delight, equipped with modern appliances, ample cabinetry, and a large island for casual dining. Step outside to enjoy your expansive yard, perfect for horses or outdoor activities. The fantastic location places you just across the street from a variety of amenities, including a golf course and scenic lake, making it easy to take advantage of the beautiful surroundings. This home not only offers a tranquil retreat but also provides convenience and access to the best of Bear Valley living. Don't miss the opportunity to make this exceptional property your new home!
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Lorena Semerenko · RE/MAX All-Pro
Payment estimate
$5,716
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $79,900 · Loan: $719,100
- Principal & Interest
- $4,451
- Property tax (1%)
- $666
- Homeowners insurance
- $300
- Mortgage insurance
- $300
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 30, 2026
- 30-year fixed
- 6.30%
- 15-year fixed
- 5.64%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $27,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Tehachapi, CA 93561 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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