ActiveTownhouse

22536 Canal

Grand Terrace, CA, 92313

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$465,000

MLS: IG25272840

Beds

3

Baths

3

Sq Ft

1,538

Lot

0.06 ac

Year Built

2007

MLS #

IG25272840

Days on Market

60

Listed

Dec 18, 2025

Description

Located in the gated Canal Circle community of Grand Terrace, this spacious 3-bedroom, 3-bath townhouse offers 1,538 sq. ft. of comfortable living space and a functional two-story layout. The main level includes a generous living area with a fireplace, an upgraded kitchen with granite countertops and backsplash, and a convenient half bathroom. Upstairs you’ll find all bedrooms, a laundry closet, a loft area with a built-in desk and cabinets ideal for an office setup, a walk-in closet in the primary suite, and a small private balcony off the primary bedroom. Additional features include HOA-maintained front yard landscaping and an attached two-car garage with direct access. The home also offers a nice-sized backyard perfect for relaxing or entertaining. Residents enjoy community amenities such as a pool and playground. Ideally situated near the 10, 60, and 215 freeways as well as shopping, dining, Loma Linda University Medical Center, and UC Riverside, this home offers comfort and convenience in a central location.

Location

Grand Terrace, San Bernardino County, CA 92313

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Listed by: Melissa Castro · Active Realty

Payment estimate

$3,530

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $46,500 · Loan: $418,500

%
Principal & Interest
$2,571
Property tax (1.25%)
$484
Homeowners insurance
$300
Mortgage insurance
$174
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Grand Terrace home with as little as 3.5% down using an FHA loan — roughly $16,275 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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