Under ContractSingleFamilyResidence

226 N 10th Street

Santa Paula, CA, 93060

(No pictures available yet)

$559,900

MLS: V1-35609

Beds

2

Baths

1

Sq Ft

980

Lot

0.11 ac

Year Built

1920

MLS #

V1-35609

Days on Market

8

Listed

Apr 6, 2026

Description

This property has so many possibilities if you bring your imagination and tools. Great first time home buyer that has the ideas to bring this into its' adorable life. Alley access can be very desirable. Close walking distance to all the downtown amenities. Go take a look!

Location

Santa Paula, Ventura County, CA 93060

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Listed by: Joanne Vest · Cal West Real Estate

Payment estimate

$4,189

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $55,990 · Loan: $503,910

%
Principal & Interest
$3,096
Property tax (1.25%)
$583
Homeowners insurance
$300
Mortgage insurance
$210
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Santa Paula home with as little as 3.5% down using an FHA loan — roughly $19,597 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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