ActiveSingleFamilyResidence

22636 Cardiff

Saugus, CA, 91350

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$845,000

MLS: SR26066499

Beds

3

Baths

3

Sq Ft

1,635

Lot

0.16 ac

Year Built

1986

MLS #

SR26066499

Days on Market

25

Listed

Mar 27, 2026

Description

Discover this inviting Circle J Ranch home, featuring three bedrooms and two and a half baths in one of Santa Clarita's most desirable neighborhoods. Located in the peaceful Claibourne Tract, this property offers over 1,600 square feet of living space on a well-maintained lot with a spacious backyard and a large, covered patio. The home boasts high ceilings, abundant natural light, and a functional floor plan that includes a family room with a gas and wood-burning fireplace. The kitchen, complete with a breakfast counter, opens to the family room, while all bedrooms are situated upstairs for added privacy. The primary suite includes a large bathroom with double sinks and a generous closet. Two additional bedrooms are well-sized and bright. Additional features include a laundry room and direct access to a two-car garage. The backyard offers scenic views and ample space for outdoor entertaining. This property is ready for new owners to personalize. Circle J Ranch has no Mello Roos or HOA fees and is conveniently located near shopping, restaurants, and schools. Call today to schedule your showing!

Location

Saugus, Los Angeles County, CA 91350

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Listed by: Albert Leone · Westridge Realty

Payment estimate

$6,170

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $84,500 · Loan: $760,500

%
Principal & Interest
$4,673
Property tax (1.25%)
$880
Homeowners insurance
$300
Mortgage insurance
$317
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Saugus home with as little as 3.5% down using an FHA loan — roughly $29,575 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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