ActiveSingleFamilyResidence

22799 De Soto

Grand Terrace, CA, 92313

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$678,900

MLS: IG26050585

Beds

4

Baths

3

Sq Ft

2,083

Lot

0.17 ac

Year Built

1978

MLS #

IG26050585

Days on Market

11

Listed

Apr 7, 2026

Description

Welcome home! This is a spacious two-story home located in the highly desirable city of Grand Terrace. Offers approximately 2,083 square feet of living space, providing plenty of room for comfort and entertaining. Inside, discover a bright and inviting floor plan with a step down living room, private dining and kitchen, adjacent to the family room. The living room’s high ceiling offers natural lights all day. The spacious backyard features an Alumawood covered patio ideal for lounging and entertaining. The solar panels and fireplace in the living room will definitely enhance comfortable living in this home.***New 2026 upgrades include all new Luxury Vinyl planks throughout, newly remodeled bathroom upstairs and guest bathroom downstairs, entire house exterior/ interior paint, entire house retextured and repainted, new baseboards entire house, new side garage door, new lighting fixtures for the entire house, outdoor lighting, drought efficient landscaping, new sliding closet doors all room upstairs, new sliding closet doors all room upstairs, new kitchen pull, new front door. Located in a peaceful neighborhood, this home offers convenient access to local parks, schools- including Terrace Middle School, shopping, dining, and major freeways, making commuting throughout the Inland Empire simple and convenient. Come visit!

Location

Grand Terrace, San Bernardino County, CA 92313

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Listed by: Gerry Ramos · KELLER WILLIAMS REALTY

Payment estimate

$5,016

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $67,890 · Loan: $611,010

%
Principal & Interest
$3,754
Property tax (1.25%)
$707
Homeowners insurance
$300
Mortgage insurance
$255
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Grand Terrace home with as little as 3.5% down using an FHA loan — roughly $23,762 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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