228 Lagunita
Big Bear Lake, CA, 92315
$974,900
MLS: IG26052693
Beds
4
Baths
2
Sq Ft
1,476
Lot
0.15 ac
Year Built
2002
MLS #
IG26052693
Days on Market
17
Listed
Mar 13, 2026
Description
LAKEFRONT! Custom built TRUE log home with 7 inch logs on lake frontage on the beautiful Mallard Lagoon ~ Lake views from living room, living room deck and master bedroom deck ~ Newer upper and lower decks with low maintenance planks ~ Newer concrete driveway with rain grates installed ~ Kitchen boasts granite counter tops, stainless steel appliances and is open to the dining area and living room ~ Unwind in the living room, taken in by the vaulted ceiling and warmed by the extremely efficient wood burning stove fireplace or blast your air conditioning on the warm summer days ~ Your covered back deck off the living room is the ideal place to relax and barbeque with friends after a fun filled day and relish in your views of the lake ~ The master bedroom has remote controlled gas fireplace and private deck that is a perfect escape for some peaceful alone time staring at the lake ~ The property is zoned R3 ~ Half of the garage has been converted to a bonus room that is currently being used as the 4th bedroom ~ These are the original owners and they are now giving you the opportunity to create life long memories with your loved ones as they have for the last 20 years!
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Will Rahill · KELLER WILLIAMS BIG BEAR
Payment estimate
$7,072
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $97,490 · Loan: $877,410
- Principal & Interest
- $5,391
- Property tax (1.25%)
- $1,016
- Homeowners insurance
- $300
- Mortgage insurance
- $366
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $34,122 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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