22820 Via Seco
Apple Valley, CA, 92308
$869,900
MLS: HD26024276
Beds
3
Baths
3
Sq Ft
2,692
Lot
4.01 ac
Year Built
2020
MLS #
HD26024276
Days on Market
21
Listed
Feb 12, 2026
Description
CUSTOM-BUILT - 3-YEARS NEW - PRISTINE MOVE-IN READY! A home with a vision - and every box is checked!! This meticulously maintained, custom-built 3-bedroom (could be 4 BDR by adding divider wall to extra large bedroom designed for live-in family member), 3 full baths residence on 4 ACRES offers quality craftsmanship and thoughtful design throughout. Immaculate and truly move-in ready * All You Need To Do Is Make It Home. INTERIOR HIGHLIGHTS: Exquisite chef's kitchen featuring a ZLINE 6-burner gas cooktop, All-gas stainless steel appliance package, Custom range hood and convenient pot filler, Tankless water heater for energy efficiency and endless hot water. Built to discerning standards with quality finishes throughout. DREAM GARAGE / SHOP - 3200 SQ. FT. 49'X80' The shop you and your spouse have always dreamed of building: Massive 4,000 sq. ft., Full bathroom, Open truss construction, 30 feet wall-to-wall work bench & 6-inch reinforced concrete slab designed to support substantial weight and heavy equipment. Plus, an expansive 4-car tandem attached garage thoughtfully equipped for an electric vehicle charging station. GARDEN: Charming gardening shack anchors this flourishing garden oasis, where fresh spinach, artichokes and crisp lettuce grow just steps from your kitchen. Thoughtfully arranged garden beds and a dedicated composting area create a sustainable, self-sufficient space designed for true farm-to-table living. ADDITIONAL FEATURES: 300 sq. ft. recreation cabin on the corner of the lot. Drive-over septic cover rated for maximum weight. Apple Valley Foothill County Water District - highly regarded water source, avg. $65/mo. SPECTACULAR views of the Marianas' Mountains. This property offers the perfect blend of refined living and serious workspace - ideal for hobbyists, business owners, collectors, family and anyone who values space and quality!
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Theresa Riggs · Coldwell Banker Home Source
Payment estimate
$6,343
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $86,990 · Loan: $782,910
- Principal & Interest
- $4,810
- Property tax (1.25%)
- $906
- Homeowners insurance
- $300
- Mortgage insurance
- $326
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $30,447 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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