22832 Saddleback Avenue
Apple Valley, CA, 92307
$599,900
MLS: SW25197109
Beds
4
Baths
2
Sq Ft
1,903
Lot
0.41 ac
Year Built
2025
MLS #
SW25197109
Days on Market
140
Listed
Sep 2, 2025
Description
La Jolla Full of character and charm, this single-story home in Ocotilla Ranch is designed for comfort and functionality. Featuring four bedrooms and two full bathrooms, this home boasts an inviting family room, a chef-ready kitchen, a private master suite with an en-suite bath, and a covered back patio—perfect for relaxation. Additionally, this home comes fully equipped with stylish upgrades at no extra cost, including energy-efficient Whirlpool® appliances, gleaming granite countertops, elegant wood cabinetry with crown molding, a Wi-Fi-enabled garage door opener, solar panels, and more. CAL DRE #02064225, LGI Realty - California, Inc.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Jeanine Roach · LGI Realty-California , LLC
Payment estimate
$4,467
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $59,990 · Loan: $539,910
- Principal & Interest
- $3,317
- Property tax (1.25%)
- $625
- Homeowners insurance
- $300
- Mortgage insurance
- $225
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $20,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92307 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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