22904 Finch Street
Grand Terrace, CA, 92313
$648,000
MLS: IV26093768
Beds
4
Baths
2
Sq Ft
1,762
Lot
0.18 ac
Year Built
1985
MLS #
IV26093768
Days on Market
3
Listed
May 26, 2026
Description
Beautifully situated on a very charming tree-lined street, this spacious 4-bedroom, 2-bath home offers 1,762 square feet of comfortable living space. The property features mature landscaping that enhances both curb appeal and privacy, creating a warm and inviting atmosphere. Inside, you’ll find a functional floor plan with ample space for both everyday living and entertaining. Conveniently located in a desirable neighborhood close to parks, shopping, dining, and commuter access. A wonderful opportunity to own a well-maintained home in the heart of Grand Terrace.
Location
Grand Terrace, San Bernardino County, CA 92313
Open on Google Maps ↗Listed by: SHELBY LOOMIS · WESTCOE REALTORS INC
Payment estimate
$4,912
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $64,800 · Loan: $583,200
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,694
- Property tax (1.25%)
- $675
- Homeowners insurance
- $300
- Mortgage insurance
- $243
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Grand Terrace home with as little as 3.5% down using an FHA loan — roughly $22,680 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Grand Terrace, CA 92313 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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