ActiveTownhouse

22960 Harvest Mill

Saugus, CA, 91350

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$613,000

MLS: SR26089868

Beds

2

Baths

3

Sq Ft

1,430

Lot

0.28 ac

Year Built

2020

MLS #

SR26089868

Days on Market

2

Listed

May 1, 2026

Description

Turnkey smart home located in the desirable Concord at River Village community. Built in 2020, this move-in-ready two bedroom, three bathroom home with a versatile loft offers modern living with advanced connectivity features, including whole-home Wi-Fi optimization, CAT6A wiring, smart thermostat, keyless entry, and a Ring Video Doorbell. A leased solar system enhances energy efficiency, making it ideal for today’s work-from-home lifestyle. The open concept main level features a welcoming great room with a custom fireplace and large sliding doors leading to a private front patio perfect for entertaining. The upgraded kitchen boasts granite countertops, stainless steel appliances, subway tile backsplash, white shaker cabinetry, and ample storage. Upstairs, the spacious loft provides flexibility for an office or den. The primary suite includes a walk-in closet and a well-appointed bathroom with dual sinks, an oversized shower, and built-in storage. A secondary bedroom, full bathroom, and convenient upstairs laundry room complete the second level. Additional highlights include luxury vinyl plank flooring, plantation shutters, LED recessed lighting, a whole house fan, tankless water heater, and a direct access two car garage. Residents enjoy HOA amenities such as a pool, spa, clubhouse, and playground. Conveniently located near the 5 and 14 freeways, shopping, dining, direct access to Central Park, and top rated schools, this home offers both comfort and convenience.

Location

Saugus, Los Angeles County, CA 91350

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Listed by: Michael Morrison · Prime Real Estate

Payment estimate

$4,609

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $61,300 · Loan: $551,700

%
Principal & Interest
$3,440
Property tax (1.25%)
$639
Homeowners insurance
$300
Mortgage insurance
$230
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of May 7, 2026

30-year fixed
6.37%
15-year fixed
5.72%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Saugus home with as little as 3.5% down using an FHA loan — roughly $21,455 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.