2297 Cogswell Rd
El Monte, CA, 91732
$958,000
MLS: WS26124127
Beds
5
Baths
2
Sq Ft
1,511
Lot
0.12 ac
Year Built
1951
MLS #
WS26124127
Days on Market
4
Listed
Jun 8, 2026
Description
Welcome to 2297 & 2299 COGSWELL RD, a turnkey multi-unit property offering flexibility for multigenerational living, owner-occupants, or investor. The front residence (2297 Cogswell) features with 3 bedrooms,1 bathroom, split-system AC in each room, living area is 1100sqft of living space. The attached ADU (2299 Cogswell) and feature with 2 bedrooms and 1 bathroom, a separate kitchen, living space is 411sqft. Both units are fully permitted and received final city inspection. The newly completed ADU was finished in 2025. A detached 2-car garage provides additional storage or 3rd unit ADU potential (buyer to verify with city). Major improvements include a brand-new roof installed in 2025, New flooring, two EV charging outlet, updated HAVC system and a permitted ADU with its own separate electric meter. Located on a spacious lot in the heart of El Monte, with convenient access to shopping, Dining, School, and the 10 and 605 freeways. Opportunities like this are rare-don't miss your chance to own a versatile, move-in-ready property with strong income potential. Schedule your showing today.
Location
El Monte, Los Angeles County, CA 91732
Open on Google Maps ↗Listed by: XINYI TANG · PACIFIC STERLING REALTY/Irvine
Payment estimate
$7,118
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $95,800 · Loan: $862,200
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,461
- Property tax (1.25%)
- $998
- Homeowners insurance
- $300
- Mortgage insurance
- $359
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $33,530 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See El Monte, CA 91732 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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