2306 Palos Verdes Drive W 302
Palos Verdes Estates, CA, 92074
$1,065,000
MLS: NDP2603255
Beds
3
Baths
2
Sq Ft
1,840
Lot
0.47 ac
Year Built
1981
MLS #
NDP2603255
Days on Market
1
Listed
Apr 5, 2026
Description
Amazing Condo in Lunada Bay in the heart of the Palos Verdes Estates. This 1840 square foot 3 bedroom 2 full bath home is on the top floor with high ceilings and extremely good natural light. It is elevator serviced from your 2-car garage and street entry levels. The home has central AC plus an additional mini-split in the master. Fresh paint against the elegant wainscot panels and the kitchen cabinetry makeover turned out amazing. The home has granite countertops, spacious bedrooms with various built-ins, a separate laundry room, pantry and an open kitchen concept which flows through the dining room and into the family room. The dining room does have a set of cute french doors for dining privacy. There is a small wet bar with formal glass cabinetry ideal for drinks or smoothies. The master boasts an exquisite Roman style tub with glass enclosure and dual sinks and separate vanity. The home comes with all of the appliances and will need only your choice and touch in flooring to make it completely move in ready. Extra closets and storage throughout the home plus the additional garage storage are a definite plus. Lunada Bay Plaza right across the street has shopping and dining and it is an easy walk a few blocks to the bluffs for that lifestyle view. The is a rare opportunity to get a spacious 1840 SF anywhere in this community for a smidge over a million.
Location
Palos Verdes Estates, Los Angeles County, CA 92074
Open on Google Maps ↗Listed by: Jonathan Peacher · Investors Property Management
Payment estimate
$7,698
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $106,500 · Loan: $958,500
- Principal & Interest
- $5,889
- Property tax (1.25%)
- $1,109
- Homeowners insurance
- $300
- Mortgage insurance
- $399
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palos Verdes Estates home with as little as 3.5% down using an FHA loan — roughly $37,275 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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