Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

23095 Hemlock

Crestline, CA, 92325

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$464,900

MLS: OC26049575

Beds

3

Baths

2

Sq Ft

1,464

Lot

0.11 ac

Year Built

1990

MLS #

OC26049575

Days on Market

31

Listed

Mar 6, 2026

Description

Tucked among the towering trees in the beautiful community of Crestline, this storybook 3 bedroom 2 bathroom mountain retreat blends timeless charm with modern style. The bright, open kitchen showcases navy blue cabinetry, quartz counter-tops, stainless steel appliances, and a spacious island that’s perfect for gatherings and entertaining. The inviting open floor plan is filled with natural light, with abundant windows that bring the outdoors in and create a bright, airy atmosphere. Step out onto the upper deck and take in the tranquil treetop views — the perfect setting for morning coffee, sunset unwinding, or peaceful mountain evenings under the stars. A private driveway and attached two-car garage add everyday convenience to this serene escape. Located just minutes from scenic trails, water activities, shopping, dining, and the community charm of Lake Gregory Regional Park, this home offers the perfect opportunity for a full-time residence, weekend getaway, or mountain investment.

Location

Crestline, San Bernardino County, CA 92325

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Listed by: Julie Taing · Realty One Group West

Payment estimate

$3,529

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $46,490 · Loan: $418,410

%
Principal & Interest
$2,571
Property tax (1.25%)
$484
Homeowners insurance
$300
Mortgage insurance
$174
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Crestline home with as little as 3.5% down using an FHA loan — roughly $16,272 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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