2313 5th Street 2
Santa Monica, CA, 90405
$985,000
MLS: 26653887
Beds
2
Baths
2
Sq Ft
892
Lot
0.64 ac
Year Built
1966
MLS #
26653887
Days on Market
30
Listed
Feb 18, 2026
Description
Charming and beautifully renovated courtyard condo just blocks from the beach and Main Street, home to some of the area's best shops and restaurants. This stunning 2 bedroom, 2 bath residence has been thoughtfully updated and is move in ready.The spacious living room creates a warm and inviting atmosphere. The updated kitchen features stainless steel appliances, ample cabinetry, and generous counter space, perfect for everyday living and entertaining.Both bedrooms are generously sized, and the two bathrooms have been tastefully renovated with modern finishes. Additional highlights include in unit laundry and low HOA dues that include earthquake insurance.A rare opportunity in an unbeatable location. This is truly a must see.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Dafna Milstein · Keller Williams Beverly Hills
Payment estimate
$7,142
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $98,500 · Loan: $886,500
- Principal & Interest
- $5,447
- Property tax (1.25%)
- $1,026
- Homeowners insurance
- $300
- Mortgage insurance
- $369
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $34,475 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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