2324 Channel Drive 105
Ventura, CA, 93003
$799,000
MLS: IV26016325
Beds
3
Baths
3
Sq Ft
1,424
Lot
—
Year Built
2025
MLS #
IV26016325
Days on Market
25
Listed
Jan 22, 2026
Description
2-STORY NEW CONSTRUCTION! LAST 3-Bedroom with Ocean and Mountain Views! MOVE-IN READY! Modern Coastal Luxury Townhome by the Ocean This stunning townhome with Fenced front porch, lush landscaping combines Modern Design with Coastal Charm-SHORT Walk to the OCEAN. FIRST FLOOR FEATURES: OPEN-CONCEPT living space with large windows throughout, flooding the home with natural light. GOURMET CHEF'S Kitchen, a center island with large sink, bar-height seating, quartz countertops, lined with shaker cabinets. BEAUTIFUL mountain and valley views from the island. The kitchen flows seamlessly into the family room, perfect for gatherings and entertaining. A stylish powder bathroom with pedestal sink completes the main level. SECOND FLOOR FEATURES: ALL 3-Bedrooms located upstairs providing added privacy. PRIVATE Primary Suite offers breathtaking Mountain Views, WALK-IN Closet, spa-like Primary Ensuite Bathroom with double vanity, Large Walk-in shower with white tile to the ceiling with Coastal-Inspired Finishes. Also, on the second floor are 2 Secondary bedrooms and secondary bathroom that exudes modern elegance, featuring double sinks and shaker cabinetry for a refined coastal feel. For Convenience and Functionality, the generously sized laundry room is thoughtfully placed near the bedrooms. This Move-In Ready home perfectly blends coastal luxury, modern finishes and functionality. LAST 3-BEDROOM HOME at Seaview at Midtown. SCHEDULE YOUR SHOWING TODAY!
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: KIMBERLY YBARRA · NEST REAL ESTATE
Payment estimate
$5,850
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $79,900 · Loan: $719,100
- Principal & Interest
- $4,418
- Property tax (1.25%)
- $832
- Homeowners insurance
- $300
- Mortgage insurance
- $300
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $27,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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