Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingle Family Residence

2324 Hay Market Street

Rosamond, CA, 93560

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$489,995

MLS: 26001576

Beds

4

Baths

2

Sq Ft

1,962

Lot

0.14 ac

Year Built

2011

MLS #

26001576

Days on Market

61

Listed

Feb 23, 2026

Description

Exceptional investment and business opportunity in Rosamond!, 2324 Hay Market is a fully licensed and approved Residential Care Facility for the Elderly (RCFE) authorized for up to six tenants. This turnkey property is thoughtfully set up for elderly care and designed to meet RCFE operational standards, making it ideal for an owner-operator or investor looking to step into the growing in-home care industry. Its been retrofitted with interior fire sprinkler system throughout the entire home including the garage. Also an upgraded fire rated door leading to the master bedroom to accommodate up to two non-ambulatory residents for increased income opportunities The home is being sold fully furnished, with all furniture included in the sale, allowing for a seamless transition and immediate operation. The functional layout provides comfortable living spaces for residents, along with common areas designed for both safety and convenience. Located in a quiet residential neighborhood in Rosamond, this property offers a welcoming environment for residents while presenting a rare opportunity to own a licensed care facility in a high-demand sector. Whether you are expanding your portfolio or launching your own in-home care business, this turnkey RCFE property is ready for its next owner.

Location

Rosamond, Kern County, CA 93560

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Listed by: Tekinder Dhillon · Keller Williams Realty A.V.

Payment estimate

$3,602

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $49,000 · Loan: $440,995

%
Principal & Interest
$2,710
Property tax (1%)
$408
Homeowners insurance
$300
Mortgage insurance
$184
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $17,150 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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