2325 Kingsbridge Lane
Oxnard, CA, 93035
$1,550,000
MLS: V1-34742
Beds
3
Baths
3
Sq Ft
1,800
Lot
0.06 ac
Year Built
1971
MLS #
V1-34742
Days on Market
1
Listed
Feb 19, 2026
Description
Welcome to your waterfront home in Mandalay Bay. This well appointed 2-bedroom + den, 2.5-bath residence offers the ultimate Harbor & Beach lifestyle, complete with a 30-ft private boat dock and a newer Trex patio designed for effortless waterfront entertaining.The first level showcases soaring high-beam ceilings, a decorative fireplace, and stunning marina views that fill the living space with natural light. The kitchen and breakfast nook overlook the water and patio, creating the perfect setting for morning coffee or sunset dining. A versatile bonus den on the main floor provides an ideal space for a home office, guest area, or cozy retreat.Upstairs, you will find a spacious primary bedroom and ensuite bathroom. A secondary bedroom features a private balcony and full bathroom.Step outside to an expansive backyard deck with breathtaking channel views, perfect for entertaining, relaxing, and enjoying spectacular sunsets. Additional highlights include an attached two-car garage and direct access to the harbor.Ideally located near Channel Islands Harbor, you can boat to waterfront restaurants, shops, yacht clubs, and the open ocean, plus enjoy a short stroll to the beach.With a little TLC and your final decorator touches, Live where every day feels like a vacation! Current Occupants have a lease through July 20, 2027. Any offers must be mindful of the remaining lease term and tenants rights. This home was recently (February 2025) appraised at $1,650,000.00!
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Tracy Guillen · Esquire Realty
Payment estimate
$11,067
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $155,000 · Loan: $1,395,000
- Principal & Interest
- $8,571
- Property tax (1.25%)
- $1,615
- Homeowners insurance
- $300
- Mortgage insurance
- $581
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $54,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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