$1,550,000
MLS: V1-34742
Beds
3
Baths
3
Sq Ft
1,800
Lot
0.06 ac
Year Built
1971
MLS #
V1-34742
Days on Market
87
Listed
Feb 19, 2026
Description
Welcome to your waterfront home in Mandalay Bay. This well appointed 2-bedroom + den, 2.5-bath residence offers the ultimate Harbor & Beach lifestyle, complete with a 30-ft private boat dock and a newer Trex patio designed for effortless waterfront entertaining.The first level showcases soaring high-beam ceilings, a decorative fireplace, and stunning marina views that fill the living space with natural light. The kitchen and breakfast nook overlook the water and patio, creating the perfect setting for morning coffee or sunset dining. A versatile bonus den on the main floor provides an ideal space for a home office, guest area, or cozy retreat.Upstairs, you will find a spacious primary bedroom and ensuite bathroom. A secondary bedroom features a private balcony and full bathroom.Step outside to an expansive backyard deck with breathtaking channel views, perfect for entertaining, relaxing, and enjoying spectacular sunsets. Additional highlights include an attached two-car garage and direct access to the harbor.Ideally located near Channel Islands Harbor, you can boat to waterfront restaurants, shops, yacht clubs, and the open ocean, plus enjoy a short stroll to the beach.With a little TLC and your final decorator touches, Live where every day feels like a vacation! Current Occupants have a lease through July 20, 2027. Any offers must be mindful of the remaining lease term and tenants rights. This home was recently (February 2025) appraised at $1,650,000.00!
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Tracy Guillen · Esquire Realty
Payment estimate
$11,382
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $155,000 · Loan: $1,395,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $8,836
- Property tax (1.25%)
- $1,615
- Homeowners insurance
- $300
- Mortgage insurance
- $581
- HOA dues
- $50
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $54,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93035 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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