Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

23400 Vanessa Avenue

Onyx, CA, 93255

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$495,000

MLS: AR26014144

Beds

3

Baths

2

Sq Ft

1,533

Lot

19.60 ac

Year Built

1992

MLS #

AR26014144

Days on Market

22

Listed

Feb 2, 2026

Description

Set on nearly 20 acres of scenic land, this single family 3-bedroom two bath home is located in Onyx, California. Built in 1992, the residence features approximately 1,533 square feet of living space, including a comfortable living area with fireplace, well-proportioned bedrooms, and an attached 2-car garage. The property will be delivered furnished, providing a convenient turnkey opportunity for the next owner. The property is serviced by a private well. The expansive 19.6-acre parcel provides excellent potential for ranch or equestrian use, with ample room for horses, corrals, barns, riding areas, and other rural improvements. Large neighboring parcels provide a sense of openness and privacy, making this an ideal setting for a horse property, hobby ranch, or rural retreat. The property is conveniently situated near Lake Isabella and the Kern River, providing access to outdoor recreation, boating, fishing, and trails. In Addition to its peaceful setting, the property remains a reasonable driving distance from the greater Los Angeles area, making it well-suited for a weekend retreat or full-time rural living.

Location

Onyx, Kern County, CA 93255

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Listed by: Filippo Fanara · CIBA Real Estate

Payment estimate

$3,738

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $49,500 · Loan: $445,500

%
Principal & Interest
$2,737
Property tax (1.25%)
$516
Homeowners insurance
$300
Mortgage insurance
$186
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Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Onyx home with as little as 3.5% down using an FHA loan — roughly $17,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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