23441 El Rancho Drive
Tehachapi, CA, 93561
$2,000,000
MLS: WS25019046
Beds
3
Baths
3
Sq Ft
3,033
Lot
231.66 ac
Year Built
1983
MLS #
WS25019046
Days on Market
216
Listed
Jan 27, 2025
Description
231 acres pos split 20 acre lots has legal guest house sep elec meter
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: KENNETH NITAO · AVONDALE REALTY
Payment estimate
$13,776
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $200,000 · Loan: $1,800,000
- Principal & Interest
- $11,060
- Property tax (1%)
- $1,667
- Homeowners insurance
- $300
- Mortgage insurance
- $750
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $70,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
Local Market Stats
See Tehachapi, CA 93561 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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