ActiveTownhouse

2352 Channel Drive 101

Ventura, CA, 93003

1 / 36View all 36 photos

$998,000

MLS: IV26038504

Beds

4

Baths

3

Sq Ft

1,898

Lot

0.04 ac

Year Built

2025

MLS #

IV26038504

Days on Market

61

Listed

Feb 20, 2026

Description

2 STORY NEW CONSTRUCTION OPPORTUNITY--MOVE-IN READY! Last Homes Available! Modern Coastal Luxury Townhome by the Ocean This Home is surrounded by lush landscaping and features a welcoming front porch. FiRST FLOOR FEATURES: Open Concept with gourmet kitchen lined with shaker cabinets and large walk-in pantry, large island with sink, bar seating, and pendant lighting, flowing seamlessly into the living room—perfect for entertaining and family gatherings. A spacious powder bathroom with modern finishes completes the main level. SECOND FLOOR: All bedrooms are located upstairs. The Private Primary Suite has abundant natural light, large walk-in closet and offers a spa-like primary ensuite. The Primary Ensuite has coastal vibes, featuring double vanity, shaker cabinets, and a Large Walk-In shower with oversized white tile to the ceiling. The Three additional generously-sized secondary bedrooms(one that includes a walk-in closet) are also located on the second floor for added privacy. The secondary bathroom features a double vanity, tub/shower combo, and oversized white tile to the ceiling. The large laundry room is located near the bedrooms for added convenience. This move-in ready home perfectly blends coastal luxury, modern finishes, and functionality. Last homes available—schedule your showing today! PROFESSIONAL PHOTOS HAVE BEEN VIRTUALLY STAGED

Location

Ventura, Ventura County, CA 93003

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Listed by: KIMBERLY YBARRA · NEST REAL ESTATE

Payment estimate

$7,233

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $99,800 · Loan: $898,200

%
Principal & Interest
$5,519
Property tax (1.25%)
$1,040
Homeowners insurance
$300
Mortgage insurance
$374
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $34,930 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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