23661 Laurel
Apple Valley, CA, 92308
$515,000
MLS: HD26060734
Beds
4
Baths
3
Sq Ft
2,053
Lot
1.14 ac
Year Built
2019
MLS #
HD26060734
Days on Market
5
Listed
Mar 21, 2026
Description
Beautiful newer built 4-bedroom, 3 bathroom home on 1.14 fully fenced acres in a desirable Apple Valley location. This open concept home features an oversized kitchen with a large island, shaker-style cabinets, granite countertops, wood-grain tile flooring, abundant storage, and a spacious split floor plan. All bedrooms are generously sized with large closets, and the primary suite features a soaking tub, separate vanities, and two walk-in closets. The dining area opens to a well-maintained backyard with an oversized patio and beautiful desert views. The oversized 2-car garage is fully drywalled and includes 220 power. Outdoor features include a custom playhouse, zipline, and plenty of room to enjoy the property. Turn key, just awaiting its new owners! Seller is motivated! Call today for a private tour.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Donald Staff · Oasis Realty Group
Payment estimate
$3,877
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $51,500 · Loan: $463,500
- Principal & Interest
- $2,848
- Property tax (1.25%)
- $536
- Homeowners insurance
- $300
- Mortgage insurance
- $193
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $18,025 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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