23727 Cottonwood Court
Valencia, CA, 91354
$755,000
MLS: SR26116438
Beds
2
Baths
2
Sq Ft
1,830
Lot
0.09 ac
Year Built
2004
MLS #
SR26116438
Days on Market
0
Listed
Jun 2, 2026
Description
Welcome to this beautifully maintained single-story home in Belcaro, Valencia's sought-after guard-gated 55+ active adult community. A private courtyard entry opens to a bright, open floor plan with vaulted ceilings, tile flooring throughout, and abundant natural light. The kitchen features crisp white cabinetry, mosaic backsplash, 5-burner gas cooktop, built-in oven, and an island with prep sink, breakfast bar, and built-in wine refrigerator. A formal dining area flows into the spacious living room with classic fireplace. The serene primary suite offers private patio access, a walk-in closet with custom built-ins, and a spa-style bath with glass-enclosed shower and soaking tub. A second bedroom and full bath complete the easy one-level layout. Outside, enjoy a low-maintenance side yard with mature landscaping. Belcaro residents enjoy resort-style amenities: clubhouse, pool and spa, fitness center, pickleball, tennis, bocce, theater, and scenic trails.
Location
Valencia, Los Angeles County, CA 91354
Open on Google Maps ↗Listed by: Andrew Choy · Coldwell Banker Realty
Payment estimate
$5,678
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $75,500 · Loan: $679,500
- Principal & Interest
- $4,308
- Property tax (1.25%)
- $786
- Homeowners insurance
- $300
- Mortgage insurance
- $283
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 28, 2026
- 30-year fixed
- 6.53%
- 15-year fixed
- 5.87%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Valencia home with as little as 3.5% down using an FHA loan — roughly $26,425 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Valencia, CA 91354 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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