23737 Cottonwood Court
Valencia, CA, 91354
$840,000
MLS: SR26062881
Beds
3
Baths
4
Sq Ft
2,323
Lot
0.09 ac
Year Built
2004
MLS #
SR26062881
Days on Market
51
Listed
Mar 23, 2026
Description
As you pass through the custom wrought iron entry, you’re welcomed into a private covered atrium — a true centerpiece of the home. With charming landscaping, a tranquil fountain, and shaded seating areas, this inviting space connects the main residence to a detached casita featuring its own bedroom and bathroom — ideal for guests, a home office, or flexible living. As you enter the main home, a light-filled foyer opens to a thoughtful layout with a den overlooking the atrium and a convenient powder room for guests. The spacious living and dining areas flow seamlessly together, creating an ideal setting for both everyday living and entertaining. The large kitchen offers abundant cabinetry, beautiful countertops, updated appliances, a breakfast bar, and a sunny nook that opens to the backyard patio. The main-level primary suite features direct outdoor access and an ensuite with soaking tub, dual vanities, walk-in shower, and a generous walk-in closet. Upstairs, you’ll find an additional bedroom, bathroom, and a versatile loft space. Located in a vibrant 55+ community with a clubhouse, theater, pool, bocce ball, and more — this home offers comfort, connection, and flexibility, with the rare addition of a private casita and inviting atrium.
Location
Valencia, Los Angeles County, CA 91354
Open on Google Maps ↗Listed by: Kathryn Christiansen · Equity Union
Payment estimate
$6,746
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $84,000 · Loan: $756,000
- Principal & Interest
- $4,768
- Property tax (1.25%)
- $875
- Homeowners insurance
- $300
- Mortgage insurance
- $315
- HOA dues
- $488
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 4, 2026
- 30-year fixed
- 6.48%
- 15-year fixed
- 5.79%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Valencia home with as little as 3.5% down using an FHA loan — roughly $29,400 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Valencia, CA 91354 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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