23737 Cottonwood Court
Valencia, CA, 91354
$840,000
MLS: SR26062881
Beds
3
Baths
4
Sq Ft
2,323
Lot
0.09 ac
Year Built
2004
MLS #
SR26062881
Days on Market
28
Listed
Mar 23, 2026
Description
As you pass through the custom wrought iron entry, you’re welcomed into a private covered atrium — a true centerpiece of the home. With charming landscaping, a tranquil fountain, and shaded seating areas, this inviting space connects the main residence to a detached casita featuring its own bedroom and bathroom — ideal for guests, a home office, or flexible living. As you enter the main home, a light-filled foyer opens to a thoughtful layout with a den overlooking the atrium and a convenient powder room for guests. The spacious living and dining areas flow seamlessly together, creating an ideal setting for both everyday living and entertaining. The large kitchen offers abundant cabinetry, beautiful countertops, updated appliances, a breakfast bar, and a sunny nook that opens to the backyard patio. The main-level primary suite features direct outdoor access and an ensuite with soaking tub, dual vanities, walk-in shower, and a generous walk-in closet. Upstairs, you’ll find an additional bedroom, bathroom, and a versatile loft space. Located in a vibrant 55+ community with a clubhouse, theater, pool, bocce ball, and more — this home offers comfort, connection, and flexibility, with the rare addition of a private casita and inviting atrium.
Location
Valencia, Los Angeles County, CA 91354
Open on Google Maps ↗Listed by: Kathryn Christiansen · Equity Union
Payment estimate
$6,135
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $84,000 · Loan: $756,000
- Principal & Interest
- $4,645
- Property tax (1.25%)
- $875
- Homeowners insurance
- $300
- Mortgage insurance
- $315
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Valencia home with as little as 3.5% down using an FHA loan — roughly $29,400 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 91354 (Valencia) within ±10% of this home's price and size.
$775,000
27104 Rio Prado Drive
Valencia, 91354
$799,000
22814 Garzota
Valencia, 91354
$865,000
29013 Mirada Circulo
Valencia, 91354
$867,000
23734 Mahogany Court
Valencia, 91354
$880,000
22930 Las Mananitas
Valencia, 91354
$884,900
24245 Silhouette
Valencia, 91354
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.