23834 Rio Ranch Way
Valencia, CA, 91354
$1,250,000
MLS: 26645455
Beds
5
Baths
4
Sq Ft
3,571
Lot
0.15 ac
Year Built
2003
MLS #
26645455
Days on Market
21
Listed
Mar 31, 2026
Description
Beautiful home with amazing pool nestled within the prestigious community of Tesoro Del Valle. This elegant five bedroom, four bathroom welcomes you with a grand entryway, refined neutral palette, crown molding throughout, and abundant natural and recessed lighting that creates an airy ambiance. The warm, open floor plan features a spacious living room with fireplace, an open dining area, plantation shutters, and a convenient downstairs bedroom with full bath ideal for an office or guests. The chef's kitchen is both stunning and functional, showcasing stainless steel appliances, custom marble flooring, granite countertops with two generous center islands, a large pantry, and rich maple wood cabinetry. Upstairs, a versatile loft/study area anchors four additional bedrooms. The expansive primary suite is a true retreat, offering an oversized jetted soaking tub, dual vanities with separate sink areas, and a large walk-in closet. Designed for entertaining, the backyard oasis boasts a sparkling pool, spa, and a spacious patio with gazebo seating. Additional highlights include two newer dual AC system for year-round comfort, and an oversized garage with room for storage/gym. Tesoro Del Valle residents enjoy resort-style amenities including a clubhouse, pool and spa, lake, parks, playgrounds, scenic paseos, walking trails, and a fitness center, all conveniently located near shopping, dining, and award-winning schools.
Location
Valencia, Los Angeles County, CA 91354
Open on Google Maps ↗Listed by: Daniel Bauser · Coldwell Banker Realty
Payment estimate
$8,983
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $125,000 · Loan: $1,125,000
- Principal & Interest
- $6,912
- Property tax (1.25%)
- $1,302
- Homeowners insurance
- $300
- Mortgage insurance
- $469
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Valencia home with as little as 3.5% down using an FHA loan — roughly $43,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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