ActiveSingleFamilyResidence

23842 Cahuilla

Apple Valley, CA, 92307

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$635,000

MLS: HD26028876

Beds

4

Baths

3

Sq Ft

2,176

Lot

2.02 ac

Year Built

2026

MLS #

HD26028876

Days on Market

50

Listed

Feb 9, 2026

Description

Nestled on 2.5 acres of pristine desert landscape, this newly constructed home blends modern comfort with wide-open Western serenity. Offering 4 spacious bedrooms and 2-1/2 beautifully appointed bathrooms, this 2,176-sq-ft residence is designed for both relaxation and functionality. Step inside to an airy, open-concept living space highlighted by vaulted ceilings and a cozy fireplace that anchors the great room. The gourmet kitchen is a true centerpiece, featuring a large island, upgraded stainless steel appliances, and beautiful alder hardwood stained cabinetry —perfect for cooking, gathering, and entertaining. Each bedroom offers ample space and walk-in closets, while the primary suite provides a peaceful retreat with views that stretch across the desert horizon. Large windows throughout the home frame sweeping vistas of the surrounding landscape, with the property sitting close to the base of the mountains for a dramatic and tranquil backdrop. With plenty of room to roam, this property is also ideal for equestrian enthusiasts—designated as horse property, it offers the freedom and space to create your own desert ranch lifestyle. A rare blend of new construction, natural beauty, and wide-open potential, this home captures the essence of desert living at its finest.

Location

Apple Valley, San Bernardino County, CA 92307

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Listed by: Robert Phillips · Coldwell Banker Home Source

Payment estimate

$4,711

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $63,500 · Loan: $571,500

%
Principal & Interest
$3,511
Property tax (1.25%)
$661
Homeowners insurance
$300
Mortgage insurance
$238
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $22,225 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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