239 Cartagena Street
Camarillo, CA, 93010
$889,000
MLS: V1-34909
Beds
3
Baths
2
Sq Ft
1,424
Lot
0.14 ac
Year Built
1960
MLS #
V1-34909
Days on Market
51
Listed
Feb 27, 2026
Description
Welcome to 239 Cartagena, a beautifully updated single-story home in the heart of Old Town Camarillo, offering the perfect blend of comfort, character, and California living. This charming 3-bed, 2-bath residence sits on a 6,000+ SqFt lot and features an open floorplan, island kitchen, and a bright, welcoming layout ideal for everyday living and effortless entertaining. The home is filled with thoughtful upgrades, including custom woodwork, granite countertops, recessed lighting, ceiling fans, and a cozy rock fireplace that anchors the living space. Step outside to your private backyard retreat, complete with a custom pool, spa, and waterfall, plus a peaceful side-yard garden space. With solar, included refrigerator, washer, and dryer, and nearly 1,500 SqFt of living space, this home offers both convenience and charm in one of Camarillo's most beloved neighborhoods.
Location
Camarillo, Ventura County, CA 93010
Open on Google Maps ↗Listed by: Chris Nelson · Pinnacle Estate Properties, In
Payment estimate
$6,475
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $88,900 · Loan: $800,100
- Principal & Interest
- $4,916
- Property tax (1.25%)
- $926
- Homeowners insurance
- $300
- Mortgage insurance
- $333
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Camarillo home with as little as 3.5% down using an FHA loan — roughly $31,115 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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