23908 Fernlake
Harbor City, CA, 90710
$1,150,000
MLS: PW26047923
Beds
4
Baths
3
Sq Ft
2,082
Lot
0.13 ac
Year Built
1968
MLS #
PW26047923
Days on Market
32
Listed
Mar 5, 2026
Description
Welcome to this stunning single family home located in one of the most sought after neighborhoods in Harbor City. Offering 4 bedrooms and 3 bathrooms, this home combines timeless elegance, spacious living areas, and exceptional pride of ownership. From the moment you arrive, you will notice the beautiful curb appeal, highlighted by a charming brick exterior and decorative driveway that creates a warm and welcoming first impression. The property also features a spacious 3 car garage, providing ample parking and additional storage space. As you enter the home, you are greeted by a classic chandelier in the foyer that sets an elegant tone for the interior. The first floor features beautiful hardwood flooring throughout, while the half vaulted ceiling in the living room enhances the sense of openness and natural light, creating a bright and inviting atmosphere. The home has been meticulously maintained by the current owner and remains in excellent condition throughout. A graceful staircase provides a classic architectural centerpiece and adds character to the interior design. The kitchen is well appointed with granite countertops, ample cabinetry, and generous workspace, making it both functional and ideal for everyday cooking or entertaining. A highly desirable feature of this home is the full bedroom and full bathroom located on the first floor, offering flexibility for guests, multigenerational living, or a convenient home office. Upstairs, the spacious primary suite offers a comfortable retreat with generous space and an additional walk in closet for extra storage. The two additional bedrooms are also well sized and share a Jack and Jill bathroom, providing both privacy and practicality. In addition, the property features a bonus space located at the back of the home, which can be used as a flexible room for a home office, creative studio, workout area, or additional storage depending on your needs. This wonderful home offers the perfect balance of comfort, space, and classic charm in a prime Harbor City location close to shopping, dining, parks, and major transportation routes. The rear portion of the home features a common flat roof with gravel surfacing, typical for low-slope roof designs. Do not miss this opportunity to own a beautifully cared for home in one of Harbor City’s most desirable communities.
Location
Harbor City, Los Angeles County, CA 90710
Open on Google Maps ↗Listed by: Halo You · T.N.G. Real Estate Consultants
Payment estimate
$8,288
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $115,000 · Loan: $1,035,000
- Principal & Interest
- $6,359
- Property tax (1.25%)
- $1,198
- Homeowners insurance
- $300
- Mortgage insurance
- $431
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Harbor City home with as little as 3.5% down using an FHA loan — roughly $40,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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