240 Tavern Creek
Palmdale, CA, 93551
$499,999
MLS: SR26027488
Beds
3
Baths
3
Sq Ft
1,822
Lot
0.52 ac
Year Built
2021
MLS #
SR26027488
Days on Market
9
Listed
Feb 17, 2026
Description
*ASSUMABLE 2.25% loan and PAID OFF SOLAR**Located in the highly desirable West Palmdale Country Club community, this nearly new Energy Star–certified home presents a rare opportunity to assume an exceptional 2.25% loan. Thoughtfully upgraded throughout, this turnkey residence blends modern efficiency with stylish comfort and premium functionality. Just 5 minutes to AV Mall with easy freeway access, this prime location is ideal for commuters and everyday convenience. The light-filled open-concept first floor seamlessly connects the living, dining, and kitchen spaces, anchored by a sleek modern fireplace and enhanced by privacy-tinted windows and doors. The chef-inspired kitchen showcases a bespoke navy-blue built-in refrigerator with water dispenser, oven with air-fry capability, dishwasher, and a whole-home water purification system. A spacious pantry and convenient guest half bath complete the main level—perfect for both entertaining and daily living. Upstairs, the home offers three generously sized bedrooms, two dual-sink bathrooms, and a dedicated laundry room with washer and dryer included. Two bedrooms feature expansive walk-in closets, while the third enjoys open-sky and mountain views. The primary bathroom includes a seated shower designed for comfort and accessibility. Smart Ecobee thermostats on both floors provide efficient climate control year-round. Additional highlights include a two-car garage with built-in overhead storage, Tesla home charger, low-maintenance paved backyard, and an HOA-maintained xeriscape front yard for effortless indoor-outdoor living. Fully owned, paid-off solar panels deliver long-term energy savings, making this home as efficient as it is stylish. A rare opportunity to own a premium, energy-efficient home with designer upgrades in a sought-after community—truly move-in ready and built for modern living.
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Listed by: Anthony Nguyen · Keller Williams Luxury
Payment estimate
$3,773
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $50,000 · Loan: $449,999
- Principal & Interest
- $2,765
- Property tax (1.25%)
- $521
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $17,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Palmdale property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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