2410 W 180th Street
Torrance, CA, 90504
$1,010,000
MLS: SB26118140
Beds
3
Baths
2
Sq Ft
1,215
Lot
0.12 ac
Year Built
1956
MLS #
SB26118140
Days on Market
1
Listed
Jun 11, 2026
Description
2.25% ASSUMABLE VA LOAN • CALIFORNIA TOP DISTINGUISHED TORRANCE SCHOOLS Prepare to fall in love! This meticulously updated, turnkey 3-bed, 2-bath gem offers the perfect blend of custom design, smart technology, and an outdoor paradise. Ideal for modern families, it feeds into the award-winning Torrance Unified School District. Extensively upgraded since 2019 for ultimate luxury and peace of mind, major features include: Infrastructure & Climate: New roof, copper plumbing, new dual-pane windows, blown-in attic insulation, tankless water heater, and multi-zone smart mini-split ACs. Health & Tech: Premium whole-house water filtration/reverse osmosis system and a hardwired Lorex 10-camera security system. Interior: Original hardwood floors, 2-car garage, and indoor laundry. The stunning kitchen and laundry boast a premium copper farmhouse sink with elegant copper finishes. A spa-like bath with heated floors and bidet, while a versatile third bedroom is currently styled as a dream walk-in closet/office. Backyard Oasis: An automated modern homestead! Features a custom entertaining deck + furniture, raised garden beds, a chicken coop, and lawn sprinklers—all on an automatic watering system. Includes a versatile bonus shed perfect for a home office, gym, or studio. MILITARY / VA BUYERS: Take advantage of a rare, incredible opportunity to assume a VA loan at a 2.25% interest rate for massive monthly savings! Pristine curb appeal and a seamless smart lifestyle await. Move in, unpack, and thrive!
Location
Torrance, Los Angeles County, CA 90504
Open on Google Maps ↗Listed by: Marcela Paez · Century 21 Coastal Properties
Payment estimate
$7,488
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $101,000 · Loan: $909,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,757
- Property tax (1.25%)
- $1,052
- Homeowners insurance
- $300
- Mortgage insurance
- $379
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $35,350 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Torrance property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Torrance, CA 90504 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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