2421 Ocean Drive
Oxnard, CA, 93035
$3,895,000
MLS: V1-34495
Beds
5
Baths
5
Sq Ft
3,600
Lot
0.06 ac
Year Built
2002
MLS #
V1-34495
Days on Market
5
Listed
Feb 6, 2026
Description
OCEANFRONT living on Silver Strand Beach. Perfectly positioned directly on the sand, this custom-built coastal estate delivers breathtaking ocean and down-channel harbor views through dramatic floor-to-ceiling windows along the beachside, designed to capture the coastline, light, and horizon from nearly every angle.Built in 2002, this expansive residence offers 5 spacious bedrooms and 4.5 baths, thoughtfully designed for both everyday comfort and effortless entertaining. An elevator services all levels, while the oversized three-car garage features an extra-tall door--ideal for an oversized vehicle, van, or small motorhome.The chef's kitchen is exceptionally appointed with marble countertops, double ovens, a cooktop with built-in grill, trash compactor, instant hot water, and a reverse-osmosis water filtration system, making it perfect for hosting gatherings large or small.Multiple outdoor living spaces define the coastal lifestyle, including a second-story deck with direct beach access and a spectacular rooftop deck offering 360-degree panoramic views of the ocean, Channel Islands Harbor, vibrant sunsets, and surrounding mountains. A versatile bonus room with surround sound provides flexible space for media, fitness, or guests.The primary suite is a true private retreat, featuring a sitting area, its own view deck, and a spa-inspired bath complete with a Whirlpool soaking tub, oversized walk-in shower, skylights, and dual walk-in closets.Additional highlights include five-zone in-floor heating, security system and a second-level laundry room with excellent storage and a convenient laundry chute.A rare opportunity to own a true oceanfront home with direct sand access, panoramic views, and exceptional amenities--where every day feels like a vacation. Ideally located just North of Malibu and South of Santa Barbara, Silver Strand Beach remains one of Southern California's best-kept coastal gems.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Ann Howarth · RE/MAX Gold Coast-Beach Office
Payment estimate
$27,356
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $389,500 · Loan: $3,505,500
- Principal & Interest
- $21,538
- Property tax (1.25%)
- $4,057
- Homeowners insurance
- $300
- Mortgage insurance
- $1,461
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $136,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Oxnard, CA 93035 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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