24281 Jacaranda Drive
Tehachapi, CA, 93561
$550,000
MLS: 25003224
Beds
3
Baths
2
Sq Ft
2,156
Lot
1.19 ac
Year Built
2006
MLS #
25003224
Days on Market
362
Listed
Apr 29, 2025
Description
Welcome to the serenity of Bear Valley Springs! Situated on over one acre, this charming Tudor style home offers a family room with cozy fireplace, well-appointed kitchen including alder cabinetry, large primary bedroom and full bath with separate shower and tub, and walk in closet, two additional bedrooms and full guest bath. Laundry room is on the main level and includes the washer and dryer. Upstairs is a large bonus room, which could be an office, playroom, sewing retreat or? Assumable 3.125% loan based on buyers credit worthiness! Step out onto the spacious covered patio and enjoy the spectacular sunset and surrounding mountain views
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Carol Miller · Keller Williams Tehachapi
Payment estimate
$4,006
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $55,000 · Loan: $495,000
- Principal & Interest
- $3,041
- Property tax (1%)
- $458
- Homeowners insurance
- $300
- Mortgage insurance
- $206
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $19,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
Assumable Loan — Lock In a Below-Market Rate＋
This Tehachapi property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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