243 Euclid Street
Santa Monica, CA, 90402
$3,800,000
MLS: 26650159
Beds
3
Baths
2
Sq Ft
1,843
Lot
0.17 ac
Year Built
1926
MLS #
26650159
Days on Market
10
Listed
Mar 16, 2026
Description
Truly a gem of an original 1926 Spanish cottage on one of the loveliest, Magnolia lined streets North of Montana. This timeless treasure hasn't been on the market since 1955 and has been lovingly cared for, preserving its original character. This home is a great opportunity to renovate while keeping the home's inherent charm and curb appeal or to build a new home in a prime block on Euclid. The house is sold AS IS with no credits or repairs to be given.
Location
Santa Monica, Los Angeles County, CA 90402
Open on Google Maps ↗Listed by: Susan Newirth · Compass
Payment estimate
$26,696
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $380,000 · Loan: $3,420,000
- Principal & Interest
- $21,013
- Property tax (1.25%)
- $3,958
- Homeowners insurance
- $300
- Mortgage insurance
- $1,425
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $133,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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