2431 Victoria Ave
Oxnard, CA, 93035
$2,070,000
MLS: SR25229509
Beds
3
Baths
3
Sq Ft
1,987
Lot
0.09 ac
Year Built
1973
MLS #
SR25229509
Days on Market
99
Listed
Oct 3, 2025
Description
GOOD NEWS! This beautiful home is back on the market! Welcome to 2431 Victoria Avenue! This beautifully updated waterfront home features 1,987 sq. ft. of living space with an open-concept floor plan, modern finishes, and a private boat dock easement. The main level offers a bright and spacious living room with vaulted ceilings, designer chandeliers, elegant travertine flooring, a sleek modern fireplace, and two large sliding glass doors that fill the home with natural light while showcasing stunning water views. The gourmet kitchen is appointed with a Viking cooktop, granite countertops, stainless steel appliances, and water views—perfect for both cooking and entertaining. A convenient half bath completes the downstairs layout. Upstairs, a contemporary metal staircase leads to three bedrooms with waterproof vinyl plank flooring. The primary suite boasts a private balcony, spa-like bathroom with soaking tub, separate shower, and abundant natural light. Down the hall, two additional bedrooms share a remodeled bathroom, with one bedroom offering its own private balcony. The backyard is an entertainer’s dream, featuring a newly built expansive deck, newer vinyl fencing, and a 35+ ft. private boat dock easement. Whether hosting summer BBQs, enjoying the beach, or celebrating the holiday boat parade, this home is ideal for boating, fishing, scuba diving, or simply relaxing by the water. Easy to show and ready for a smooth escrow! Don’t miss this rare opportunity to own your own slice of paradise on the water!
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Thao Ly · Real Brokerage Technologies, Inc.
Payment estimate
$14,679
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $207,000 · Loan: $1,863,000
- Principal & Interest
- $11,447
- Property tax (1.25%)
- $2,156
- Homeowners insurance
- $300
- Mortgage insurance
- $776
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $72,450 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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