Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
PendingSingleFamilyResidence

24325 Camino Oceano

Valencia, CA, 91354

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$1,224,990

MLS: OC26046586

Beds

5

Baths

6

Sq Ft

4,581

Lot

0.17 ac

Year Built

2026

MLS #

OC26046586

Days on Market

24

Listed

Mar 3, 2026

Description

This expansive two-story home offers plenty of space with a total of 5bedrooms. The next gen suite is located downstairs with its own private entrance, living room, wet bar and private bedroom. This home features an open concept great room, covered patio with stackable slider door. The Gourmet includes GE monogram appliances and quartz counter tops. The primary suite offers a walk in closed with an additional bonus room/ loft which is ideal for families and entertaining.

Location

Valencia, Los Angeles County, CA 91354

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Listed by: Cesi Pagano · Keller Williams Realty

Payment estimate

$8,809

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $122,499 · Loan: $1,102,491

%
Principal & Interest
$6,774
Property tax (1.25%)
$1,276
Homeowners insurance
$300
Mortgage insurance
$459
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Valencia home with as little as 3.5% down using an FHA loan — roughly $42,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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