2434 Prospect
Montrose, CA, 91020
$1,750,000
MLS: AR26034997
Beds
4
Baths
4
Sq Ft
2,408
Lot
0.12 ac
Year Built
1942
MLS #
AR26034997
Days on Market
62
Listed
Feb 17, 2026
Description
In the heart of Montrose—just moments from charming shops and dining—this architect-designed contemporary home was completely rebuilt from the ground up in 2022 with permits, including all-new framing and a brand-new second story, expanding the home to over 2,408 SF. Natural light fills the open-concept main level with tile flooring, a European-style kitchen featuring a large island, 36" LG cooktop, oven, microwave, and dual pantries (one convertible to a wine rack), and a spacious living area with a modern fireplace and Art wall for TV or Painting. A flexible downstairs room with adjacent bath, works well as an office or guest space. A striking vertical stair window captures mountain views by day and city lights by night, and the flat roof allows for a potential rooftop terrace. Upstairs offers engineered wood floors, a laundry room with backyard views, and three en-suite bedrooms, including a primary suite with mountain views, a spa-like bath, and a large walk-in closet. Features include a Electric vehicle outlet in the attached garage, Bosch heat pump, Korean style floor heating (Ondol) powered by a Navien tankless system, low-maintenance rain gardens, a Trex front deck, and a private backyard with mature landscaping. Parking accommodates up to five cars with a two-car garage, driveway space, and gated side-yard parking. A rare opportunity in one of Montrose’s most desirable neighborhoods.
Location
Montrose, Los Angeles County, CA 91020
Open on Google Maps ↗Listed by: Jonathan Rodriguez · CA Flat Fee Listings, Inc
Payment estimate
$12,456
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $175,000 · Loan: $1,575,000
- Principal & Interest
- $9,677
- Property tax (1.25%)
- $1,823
- Homeowners insurance
- $300
- Mortgage insurance
- $656
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Montrose home with as little as 3.5% down using an FHA loan — roughly $61,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Montrose, CA 91020 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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