2438 Kipana Avenue
Ventura, CA, 93001
$634,900
MLS: 226002425
Beds
2
Baths
2
Sq Ft
1,421
Lot
0.03 ac
Year Built
2003
MLS #
226002425
Days on Market
25
Listed
May 22, 2026
Description
Located just minutes from downtown Ventura and the beach, this spacious 2-bedroom, 2-bath condo offers 1,421 sq ft of comfortable coastal living. The entry level features a welcoming mud room, a generous laundry room, and direct access to an oversized 2-car garage with overhead storage. Upstairs, enjoy an open and inviting main living space with a cozy fireplace in the living room and a private balcony perfect for morning coffee or evening breezes. The large kitchen flows into the dining area, ideal for entertaining. A built-in desk and high-quality cabinetry in the hallway provide a perfect work-from-home setup. The primary suite features a spacious bathroom and plenty of closet space. With thoughtful design, quality upgrades including brand new paint and carpet, and an unbeatable location near beaches, restaurants, shops, and more--this home offers the best of Ventura living!
Location
Ventura, Ventura County, CA 93001
Open on Google Maps ↗Listed by: Darren Humphrey · Sync Brokerage Inc
Payment estimate
$5,294
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $63,490 · Loan: $571,410
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,619
- Property tax (1.25%)
- $661
- Homeowners insurance
- $300
- Mortgage insurance
- $238
- HOA dues
- $475
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $22,222 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 93001 (Ventura)within ±10% of this home's price and size.
Local Market Stats
See Ventura, CA 93001 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.