2440 Spruce Drive
Arrowbear, CA, 92382
$329,900
MLS: PW26077325
Beds
2
Baths
2
Sq Ft
1,211
Lot
0.20 ac
Year Built
1966
MLS #
PW26077325
Days on Market
4
Listed
Apr 12, 2026
Description
RARE FIND SINGLE LEVEL HOME ON 5 LOTS!!!! This cute & cozy home is sitting on 3 of the 5 lots with the other TWO remaining LOTS VACANT & ready to possibly build another home, ADU, large garage/storage area-or, just keep it open for the nice open view & area for sledding! The home was originally 2 smaller bedrooms and 2 baths, laundry room, HUGE open living area with a large brick wood burning fireplace to enjoy on those snowy winter nights! Kitchen with a breakfast bar and a separate dining area. Primary bedroom (HUGE addition by prior owners) has it's own entry & private space away from main area of the home. Could easily be converted to 2 bedrooms. Another rarity is this home has a MAIN LEVEL 2 car garage and parking for 2+ cars! Awesome location close to the "Children's Forest", walking distance to Park & a small lake. A small quaint town, yet just approx. 4 miles to Snow Valley Mountain Resort! Centrally located between Big Bear and Lake Arrowhead. With the extra 2 lots, your options are ENDLESS!! "Serviced Roads" with Trash pick up, Snow plows, street sweepers. Beautiful in the Winter & Summers!!! FANTASTIC 2nd home for relaxation & Outdoors!!!
Location
Arrowbear, San Bernardino County, CA 92382
Open on Google Maps ↗Listed by: Cindy Berg · Century 21 Discovery
Payment estimate
$2,592
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $32,990 · Loan: $296,910
- Principal & Interest
- $1,824
- Property tax (1.25%)
- $344
- Homeowners insurance
- $300
- Mortgage insurance
- $124
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Arrowbear home with as little as 3.5% down using an FHA loan — roughly $11,547 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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