2451 Graydon Avenue
Monrovia, CA, 91016
$1,418,000
MLS: WS26057460
Beds
6
Baths
6
Sq Ft
2,684
Lot
0.17 ac
Year Built
1948
MLS #
WS26057460
Days on Market
26
Listed
Mar 18, 2026
Description
This charming Unique Single Story Duplex features 3-bed main house PLUS a new construction 3bed/3.5bath / 1,198 SF ADU is perfect for multi-generational living (ADU solar is paid off), or you can use part of the property as a full- time or mid-term rental! This unique property presents several possibilities for the new owner: 1) You and your extended family may comfortably spread out in both the main house and ADU 2) Since each ADU bedroom has a private ensuite, potentially you could take one & rent out two plus the main house – and Enjoy mortgage-free living! You could also just live in the ADU or main house and rent out the other 3) Rent out the entire property for a steady monthly income. Located on a quiet street with mountain views, close to parks, great schools, shopping & dining along the 210 Fwy and trendy Uptown Monrovia. Homes with NEW CONSTRUCTION ADUs do not come on the market very often – and even rarer is an ADU with 3 beds & 3.5 baths. Come see this unique property before someone else does! (Long-term estimated rent: front $3,500 / back $3,700; mid-term estimated rent: front $5,800 / back $5,500). You may even be able to purchase this home based on its rental income alone by using a DSCRloan — meaning the rental income could cover the mortgage payments. It’s a great opportunity for both investors and owner-occupants who want their property to pay for itself! Monrovia is also one of the few cities that still allow short term rental!
Location
Monrovia, Los Angeles County, CA 91016
Open on Google Maps ↗Listed by: RAYMOND TSAI · Pinnacle Real Estate Group
Payment estimate
$10,150
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $141,800 · Loan: $1,276,200
- Principal & Interest
- $7,841
- Property tax (1.25%)
- $1,477
- Homeowners insurance
- $300
- Mortgage insurance
- $532
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Monrovia home with as little as 3.5% down using an FHA loan — roughly $49,630 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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