ActiveTownhouse

246 San Miguel Island Drive

Camarillo, CA, 93012

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$750,000

MLS: V1-35550

Beds

4

Baths

3

Sq Ft

1,725

Lot

0.04 ac

Year Built

2024

MLS #

V1-35550

Days on Market

16

Listed

Apr 2, 2026

Description

Welcome to this beautifully upgraded four bedroom, two and a half bath home offering approximately 1,725 square feet of thoughtfully designed living space in the sought-after Anacapa Canyon community of Camarillo. This desirable end unit features extra windows that fill the home with natural light and showcase the area's pleasant coastal climate.The main living area centers around a stylish upgraded kitchen featuring custom countertops and backsplash, a large island with shiplap accents, deep recessed sink, stainless steel appliances, and bar seating. Tile flooring spans the main level, complemented by built-in bench seating with hidden storage. A pantry and additional storage closet add convenience, while the open layout seamlessly connects the kitchen, dining, and living areas, ideal for entertaining. Upstairs, the primary suite offers a spacious walk-in closet and an upgraded ensuite bathroom with dual vanities, custom tile, and a walk-in shower with built-in bench. Scenic mountain views enhance the space. Additional bedrooms and an upstairs laundry area complete the second level. Outdoor living includes a built-in fire pit and seating area, perfect for relaxing or hosting. Additional features include central air conditioning, a direct access two car garage with finished flooring, built-in bar with storage, tankless water heater, and whole-house water softener. Black and gold hardware throughout and an upgraded entryway with beadboard wainscoting add a modern touch. Residents enjoy resort-style amenities including a park, dog park, clubhouse with kitchen, billiards and shuffleboard, pool, children's pool, two spas, fitness center with yoga studio, BBQ areas, and scenic walking trails.

Location

Camarillo, Ventura County, CA 93012

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Listed by: Jose Luiz Morales · eXp Realty of California Inc

Payment estimate

$5,510

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $75,000 · Loan: $675,000

%
Principal & Interest
$4,147
Property tax (1.25%)
$781
Homeowners insurance
$300
Mortgage insurance
$281
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Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Camarillo home with as little as 3.5% down using an FHA loan — roughly $26,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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