246 San Miguel Island Drive
Camarillo, CA, 93012
$750,000
MLS: V1-35550
Beds
4
Baths
3
Sq Ft
1,725
Lot
0.04 ac
Year Built
2024
MLS #
V1-35550
Days on Market
16
Listed
Apr 2, 2026
Description
Welcome to this beautifully upgraded four bedroom, two and a half bath home offering approximately 1,725 square feet of thoughtfully designed living space in the sought-after Anacapa Canyon community of Camarillo. This desirable end unit features extra windows that fill the home with natural light and showcase the area's pleasant coastal climate.The main living area centers around a stylish upgraded kitchen featuring custom countertops and backsplash, a large island with shiplap accents, deep recessed sink, stainless steel appliances, and bar seating. Tile flooring spans the main level, complemented by built-in bench seating with hidden storage. A pantry and additional storage closet add convenience, while the open layout seamlessly connects the kitchen, dining, and living areas, ideal for entertaining. Upstairs, the primary suite offers a spacious walk-in closet and an upgraded ensuite bathroom with dual vanities, custom tile, and a walk-in shower with built-in bench. Scenic mountain views enhance the space. Additional bedrooms and an upstairs laundry area complete the second level. Outdoor living includes a built-in fire pit and seating area, perfect for relaxing or hosting. Additional features include central air conditioning, a direct access two car garage with finished flooring, built-in bar with storage, tankless water heater, and whole-house water softener. Black and gold hardware throughout and an upgraded entryway with beadboard wainscoting add a modern touch. Residents enjoy resort-style amenities including a park, dog park, clubhouse with kitchen, billiards and shuffleboard, pool, children's pool, two spas, fitness center with yoga studio, BBQ areas, and scenic walking trails.
Location
Camarillo, Ventura County, CA 93012
Open on Google Maps ↗Listed by: Jose Luiz Morales · eXp Realty of California Inc
Payment estimate
$5,510
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $75,000 · Loan: $675,000
- Principal & Interest
- $4,147
- Property tax (1.25%)
- $781
- Homeowners insurance
- $300
- Mortgage insurance
- $281
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Camarillo home with as little as 3.5% down using an FHA loan — roughly $26,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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