25 Hilltop Circle
Rancho Palos Verdes, CA, 90275
$1,320,000
MLS: SB26010424
Beds
2
Baths
3
Sq Ft
1,913
Lot
0.03 ac
Year Built
1979
MLS #
SB26010424
Days on Market
49
Listed
Jan 19, 2026
Description
Back on the market! Turnkey corner-unit with city & ocean views in the desirable Hilltop community. This beautifully remodeled 2-bedroom, 3-bath home (updated approx. 2 years ago) is move-in ready and filled with natural light. The open-concept main level offers a seamless living and dining flow, complemented by a modern kitchen featuring quartz countertops and sleek finishes—perfect for everyday living and entertaining. Enjoy both a private balcony and rear patio, ideal for relaxing or hosting. Upstairs includes two bedrooms plus a versatile den that can easily function as a third bedroom or home office, along with a conveniently located washer and dryer. Additional features include dual-pane windows, a 2-car garage, ample guest parking, and quality upgrades throughout. The spacious primary suite offers a well-designed bath and scenic views. Community amenities include a private pool, tennis courts, and beautifully landscaped walkways.
Location
Rancho Palos Verdes, Los Angeles County, CA 90275
Open on Google Maps ↗Listed by: Tony Kim · Compass
Payment estimate
$9,469
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $132,000 · Loan: $1,188,000
- Principal & Interest
- $7,299
- Property tax (1.25%)
- $1,375
- Homeowners insurance
- $300
- Mortgage insurance
- $495
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $46,200 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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