2505 N State
San Bernardino, CA, 92407
$849,900
MLS: IG26081470
Beds
3
Baths
2
Sq Ft
1,450
Lot
0.76 ac
Year Built
1930
MLS #
IG26081470
Days on Market
4
Listed
Apr 15, 2026
Description
Corner lot property with both commercial and residential use potential. This unique opportunity allows you to legally operate a business from the home. Situated on a flat ¾-acre lot on a high-traffic street, the property offers excellent visibility and convenient access to the 210 and 215 freeways. The main home has been completely remodeled with high-quality upgrades throughout, including new windows, fresh paint, updated flooring, modern plumbing, a fully renovated kitchen with new cabinets and countertops, and new interior doors. The primary bathroom has been fully gutted and redesigned using premium materials. Additionally, the property features an attached ADU, complete with its own full bathroom, new kitchen cabinets, dual-pane windows, and a spacious bedroom—ideal for extended family, rental income, or business use.
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: Jose Ponce · PONCE & PONCE REALTY, INC
Payment estimate
$6,204
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $84,990 · Loan: $764,910
- Principal & Interest
- $4,700
- Property tax (1.25%)
- $885
- Homeowners insurance
- $300
- Mortgage insurance
- $319
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $29,747 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92407 (San Bernardino) within ±10% of this home's price and size.
Local Market Stats
See San Bernardino, CA 92407 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.