25160 Elmo
San Bernardino, CA, 92404
$399,000
MLS: IV26066058
Beds
2
Baths
1
Sq Ft
730
Lot
0.16 ac
Year Built
1943
MLS #
IV26066058
Days on Market
10
Listed
Mar 26, 2026
Description
Welcome Home! This charming 2-bedroom, 1-bath home with a bonus room offers a comfortable and functional layout filled with natural light—perfect for first-time buyers or those looking to downsize. Recently updated, the home features a remodeled kitchen, fresh interior and exterior paint, and new laminate flooring throughout. Enjoy peace of mind with a new roof and the privacy of a fully fenced property. The spacious yard offers plenty of room for outdoor activities, gardening, or future expansion. Whether you're starting your homeownership journey or looking for a cozy place to settle in, this home combines comfort, style, and value.
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: NOEMI ORTEGA · PAK HOME REALTY
Payment estimate
$3,072
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100
- Principal & Interest
- $2,206
- Property tax (1.25%)
- $416
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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