$850,000
Original list price: $879,500
MLS: SR26056114
Beds
4
Baths
3
Sq Ft
1,993
Lot
0.10 ac
Year Built
1985
MLS #
SR26056114
Days on Market
91
Listed
Mar 14, 2026
Description
Rare opportunity to own a spacious 4-bedroom cul-de-sac home in Simi Valley with flexible seller-assisted below market interest financing available and NO HOA. Nearly 2,000 sq. ft. with a highly functional layout including a main-floor bedroom and full bath, vaulted living room with fireplace, formal dining, and large kitchen with abundant cabinetry. Major improvements include new HVAC (2024), exterior paint (2024), new carpet (2026), and recent roof service. Quiet cul-de-sac location with no HOA, fenced yard, and covered patio. A few minor repairs needed and yard is a blank canvas ready for customization. Financing options create a unique opportunity for qualified buyers
Location
Simi Valley, Ventura County, CA 93065
Open on Google Maps ↗Listed by: Simon Mills · Mills Realty of California
Payment estimate
$6,350
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $85,000 · Loan: $765,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,845
- Property tax (1.25%)
- $885
- Homeowners insurance
- $300
- Mortgage insurance
- $319
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Simi Valley home with as little as 3.5% down using an FHA loan — roughly $29,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Simi Valley, CA 93065 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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