2556 W 235th Street
Torrance, CA, 90505
$1,079,000
MLS: PV26128824
Beds
3
Baths
3
Sq Ft
2,109
Lot
0.67 ac
Year Built
1998
MLS #
PV26128824
Days on Market
0
Listed
Jun 12, 2026
Description
Rare free-standing townhome with no shared walls, offering the comfort and privacy of a single-family residence. This well-maintained 3-bedroom home features a bright, open floor plan with spacious living and family rooms, a fireplace, and a kitchen with granite countertops, breakfast bar seating, ample cabinetry, and stainless-steel appliances. The adjacent dining area overlooks a private yard, creating an inviting space for indoor-outdoor living and entertaining. Upstairs, the primary suite features vaulted ceilings, a large walk-in closet, and an en-suite bath with dual vanities, a soaking tub, and separate shower. Two additional bedrooms offer generous closet space and abundant natural light. A skylight brightens the stairway and upper hallway, enhancing the home's airy feel. Additional highlights include a dedicated laundry room, guest powder room, abundant storage, tankless water heater, newer central heating system, detached two-car garage, and an additional parking space (three parking spots in total) Conveniently located near parks, shopping, dining, schools, local farmers markets, Del Amo Fashion Center, and South Bay beaches.
Location
Torrance, Los Angeles County, CA 90505
Open on Google Maps ↗Listed by: Justin Miller · Beach City Brokers
Payment estimate
$8,139
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $107,900 · Loan: $971,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,151
- Property tax (1.25%)
- $1,124
- Homeowners insurance
- $300
- Mortgage insurance
- $405
- HOA dues
- $160
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $37,765 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Torrance, CA 90505 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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