2561 Troy
South El Monte, CA, 91733
$628,000
MLS: WS25241492
Beds
2
Baths
1
Sq Ft
832
Lot
0.12 ac
Year Built
1935
MLS #
WS25241492
Days on Market
169
Listed
Oct 18, 2025
Description
Charming single house with 2 bedrooms and one and a half bathrooms. Updated laminate wood flooring, kitchen cabinet, stove, vent hood, and granite countertop. It is great for first-time buyers to own a home with a yard of their own. It is conveniently located within walking distance to ShanFat Supermarket, retail shopping, a restaurant, and a bus stop. The property is a legal non-conforming use. The buyer and agent shall verify all information before making an offer. The seller prefers cash offers. The property is to be sold in its present condition. The seller will provide a one-year home warranty. The price is lower than the KB new home on Rosemead Blvd. Own your lot and no monthly HOA fee. The property is well secured with a metal fence.
Location
South El Monte, Los Angeles County, CA 91733
Open on Google Maps ↗Listed by: STEVEN SHIH · KO TAI REALTY
Payment estimate
$4,662
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $62,800 · Loan: $565,200
- Principal & Interest
- $3,473
- Property tax (1.25%)
- $654
- Homeowners insurance
- $300
- Mortgage insurance
- $236
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this South El Monte home with as little as 3.5% down using an FHA loan — roughly $21,980 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See El Monte, CA 91733 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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