ActiveSingleFamilyResidence

2575 E Embry

Ontario, CA, 91762

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$998,000

MLS: OC26027222

Beds

5

Baths

3

Sq Ft

2,674

Lot

0.09 ac

Year Built

2022

MLS #

OC26027222

Days on Market

53

Listed

Feb 10, 2026

Description

Welcome to energy-smart, modern luxury in the heart of Ontario Ranch – Southern California's premier master-planned community! This beautiful 2022-built Spanish-style single-family home boasts 5 spacious bedrooms, 3 full bathrooms, and 2,674 sq ft of bright, open living space with soaring high ceilings and exceptional natural light. The open-concept design flows seamlessly from the gourmet kitchen to the expansive great room and dining areas – perfect for family living and entertaining. Step outside to your private backyard oasis, featuring a mature fruit tree orchard and lush flower gardens for year-round enjoyment in sunny Southern California. Enhance your lifestyle with leased solar panels (14 panels) that deliver substantial monthly electricity savings and eco-friendly power. The leased system provides predictable, lower energy costs compared to traditional utility rates, with maintenance and monitoring handled by the provider – offering peace of mind and long-term sustainability without upfront ownership costs. (Lease is transferable to qualified buyers; details available upon request.) Located in a quiet, impeccably maintained neighborhood renowned for its family-friendly vibe and resort-style amenities: sparkling pools, parks, trails, playgrounds, sports courts, recreation centers, and the exciting upcoming Grand Park. Unbeatable convenience just minutes from Costco, Walmart, Starbucks, 99 Ranch Market, and diverse dining/shopping. Quick access to I-15 and SR-60 for effortless commutes to LA, OC, Riverside, and the Inland Empire. Top-rated schools and community growth ensure strong future value. This nearly-new Spanish-style gem combines style, sustainability, and prime location – a rare find in Ontario Ranch. Schedule your showing today; this home with energy-efficient features won't last!

Location

Ontario, San Bernardino County, CA 91762

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Listed by: Fang Xu · Wetrust Realty

Payment estimate

$7,233

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $99,800 · Loan: $898,200

%
Principal & Interest
$5,519
Property tax (1.25%)
$1,040
Homeowners insurance
$300
Mortgage insurance
$374
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $34,930 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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