2582 Spinnaker Avenue
Port Hueneme, CA, 93041
$399,000
MLS: V1-34230
Beds
2
Baths
1
Sq Ft
892
Lot
—
Year Built
1971
MLS #
V1-34230
Days on Market
76
Listed
Jan 21, 2026
Description
Do you want to live close to the beach without paying beach-house prices? This move-in-ready condo offers 2 bedrooms, 1 bathroom, and 892 square feet, ideally located just minutes from the beach and the Naval Base.Step inside to a beautifully updated kitchen featuring quartz countertops, a white hexagon tile backsplash, crisp white shaker cabinets, and plenty of style. The kitchen opens to the dining area with a ceiling fan and flows into the family room, which showcases a charming brick accent wall and a newer modern stair handrail installed in 2025.Upstairs, you'll find two spacious bedrooms with ceiling fan/light fixtures, large windows, and ample closet space. The primary bedroom is generously sized and features custom paint, upgraded lighting, beautiful trim, and a walk-in closet.Additional highlights include vinyl wood floors, recessed lighting, dual-pane windows, and smooth ceilings throughout, creating a light, bright, and comfortable living space. The home offers two parking spaces: one garage space and one driveway space. The community also includes a pool for residents to enjoy.This home truly has it all and is perfect for a first-time buyer or second home. Conveniently located near the Naval Base, harbor, shopping, restaurants, and more. All of this, just minutes from the beach, this is coastal living without the coastal price tag!
Location
Port Hueneme, Ventura County, CA 93041
Open on Google Maps ↗Listed by: Tammie Coulter · eXp Realty
Payment estimate
$3,072
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100
- Principal & Interest
- $2,206
- Property tax (1.25%)
- $416
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Port Hueneme home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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