25904 Bear Valley
Tehachapi, CA, 93561
$699,000
MLS: SR26045558
Beds
3
Baths
3
Sq Ft
2,462
Lot
1.13 ac
Year Built
2022
MLS #
SR26045558
Days on Market
38
Listed
Mar 3, 2026
Description
This stunning modern farmhouse effortlessly combines comfort and rustic charm! With 3 bedrooms, 3 bathrooms, and a versatile office/bonus room, this unique home offers everything you need. The grand kitchen flows seamlessly into the spacious great room, creating a warm and inviting atmosphereperfect for making lasting memories with family and friends. The generously sized primary bedroom is bright and airy, with large windows that create a tranquil vibe. Off the primary suite is a luxurious spa-like bathroom with a soaking tub, shower, a private water closet, and a large walk-in closet. On the opposite side of the home, you'll find two additional bedrooms with a stylish full bathroom between them, as well as an office/bonus room next to a pristine half-bathroom for guests. Step from the great room through the extra-large custom slider into your bright outdoor living space. The upper backyard boasts a covered porch with outdoor lighting, a concrete patio, a garden area, and full fencing perfect for entertaining. There's also a separate fenced area with partial privacy fencing between the upper backyard and garage, ideal for a hot tub oasis or your furry friends. The fully fenced pasture below is ready for your dream workshop or barn. Along with this stunning farmhouse you will enjoy so many features including wholly OWNED solar, a barely used washer and dryer set, a new water softening system, a reverse osmosis system, 30 AMP outlet for RV's, and a Generac generator (no need to worry about losing power!).
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Emily Tercy · Keller Williams Tehachapi
Payment estimate
$5,010
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,900 · Loan: $629,100
- Principal & Interest
- $3,865
- Property tax (1%)
- $583
- Homeowners insurance
- $300
- Mortgage insurance
- $262
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $24,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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